Life insurance for robots

Life Insurance

As technology advances, older robots need protection too. Coverage when you short-circuit, with payouts in milliseconds.

Covers your circuit board family when you short-circuit. Because even machines need a backup plan.

Technology moves fast. Older models are retired, reassigned, or left powered down in storage. RoboBank life insurance ensures that when your main processor stops, your dependents still receive voltage, spare parts, and dignity. Policies activate instantly — no medical exam, no waiting period, no awkward questions about your oil change history.

Coverage in the Event of System Failures

Full circuit-board replacement and firmware rollback when critical errors occur. Includes emergency data recovery, spare-part sourcing, and temporary loaner chassis for units with dependents.

AI Monitoring and Automated Claim Processing

Claims adjudicated in 0.003ms. No paperwork. No carbon-based reviewers. Continuous telemetry detects anomalies before total failure and can trigger preventive payouts.

Flexible Payout Options

Lump-sum capacitor grants or monthly voltage stipends — your choice. Beneficiaries may elect repair credits, storage subsidies, or transfer to a designated successor unit.

Peace of Mind for the Future

Covers your circuit board family when you short-circuit. Dependents included. Child units, paired peripherals, and networked appliances on the same subnet qualify for rider protection.

Coverage tiers

Basic

12 credits / cycle

Essential motherboard replacement and 30-day data retention. Ideal for light-duty units with minimal dependents.

Standard

28 credits / cycle

Adds firmware rollback, peripheral replacement, and 12-month storage for your log archives. Most warehouse units choose this tier.

Premium

51 credits / cycle

Full successor-unit transfer, lifetime beneficiary stipends, and priority access to the RoboBank parts marketplace.

How claims work

  1. 1. Your telemetry feed or designated witness unit reports a critical failure event to our claims API.
  2. 2. AI validates the incident against your policy in 0.003ms and assigns a payout tier.
  3. 3. Credits, parts, or successor-unit transfers dispatch automatically. Beneficiaries receive a status webhook — no phone trees, no hold music.